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Ready On Notice Consulting Services
DBA:
Prestigious Homes
Realty

1251 SW 19th St
Boca Raton, FL

phone
1-888-550-6894

561-392-2450

fax
561-392-0557

 

 



CONVENTIONAL MORTGAGE

 

SELLERS EXPENSES

1. Doc stamps on Deed $7.00 per $1,000.00 based on sale price

2. Real Estate Commission

3. Real Estate Administration Fee

4. Payoff Existing Mortgage (s)

5. Process & Record

Satisfaction of Mortgage

6. Courier Fee (if applicable)

7. Taxes Prorated to date of Closing

8. Closing Fee

9. Search I Abstract, City Lien I Tax Search

10. HOA Estoppels Fee

BUYERS EXPENSES

1. Recording Deed and Mortgage

2.  Doc Stamp on Mortgage

$3.50 per $1000 based on mortgage amount

3. Intangible tax on Mortgage $2.00 per $1000 based on mortgage amount

**4. Owner's Title Insurance   policy (promulgated rate)

5. Simultaneous issue fee for Mortgagee policy

6. Endorsements to policy (as applicable)

7. HOA dues and transfer fee    (if applicable)

8. Condo approval fee and dues (if applicable)

9. Survey

10. Courier fees

11. Closing fee, Exam fee

12. Real Estate Administrative fee

13. Lender Fees (See Good Faith Estimate)

 
     

VA AND FHA MORTGAGE

 

SELLERS EXPENSES

1. Doc stamps on Deed $7.00 per  $1,000.00 based on sale price

2. Real Estate Commission

3. Real Estate Administration Fee

4. Payoff Existing Mortgage (s)

5. Process & Record Satisfaction of Mortgage

6. Courier Fee (if applicable)

7. Taxes Prorated to date of Closing

8. Inspections required" by FHA/VA or contract*

9. Closing Fee

10. Loan discounts points*

11. Tax service*

12. Underwriting fee*

13. Assignment of Mortgage (if applicable) *

14. Termite inspection (VA only*)

15. Home warranty (if applicable)

16. Search I Abstract, City Lien I Tax Search

17. Settlement fee, Exam fee

18. HOAEstoppels Fee

19. Closing fee

BUYERS EXPENSE

1. Recording Deed and Mortgage Doc

2. Stamp on Mortgage $3.50 per $1000 based on mortgage amount

3. Intangible tax on Mortgage $2.00 $1000 based on mortgage amount

4. Closing fee, Exam fee

**5. Owner's Title Insurance policy (promulgated rate)

6. Simultaneous issue fee for Mortgagee policy

7. Endorsements to lender's policy (as applicable)

8. HOA dues and transfer fee (if applicable)

9. Condo approval fee and dues (if applicable)

10. Survey

11. Lender Fees (See Good Faith Estimate)

 
     

MORTGAGE ASSUMPTION

 

SELLER EXPENSES

1. Doc stamps on Deed $7.00 per $1,000.00 based on sale price             

2. Real Estate Commission                 

3. Real Estate Administration fee       

4. Payoff Existing 2nd or subsequent Mortgage (s) (if applicable)           

5. Process & Record Satisfaction (if applicable) of 2nd Mortgage (if applicable)     

6. Courier Fee (if applicable)

7. Taxes Prorated to date of    owner's/Flood Insurance Closing (if required)

8. Current principal balance of loan being assumed   ment if due within 10 days

9. Interest prorated through date of closing of closing             

10. Past due mortgage payment (s)

11. Home warranty (if applicable) search

12. Search/Abstract, City lien/Tax

13. HOA estoppel fee

14. Closing Fee

BUYER EXPENSES

1. Recording Deed and Mortgage

2. Doc Stamp on Mortgage $3.50 per $1000 based on mortgage amount

3. Closing fee, Exam fee

4. HOA dues and transfer fee(if applicable)

5. Condo approval fee and dues

6. Survey

7. Termite Inspection

8. First year premium for Home owner's flood insurance if required.

9. First monthly mortgage payment if due within 10 days of closing.

10. Existing Escrow Balance

11. Transfer fee

12. Real Estate Administrative fee

 
     

CASH TRANSACTIONS

 

SELLERS EXPENSES

1. Doc stamps on Deed $7.00 per $1,000.00 based on sale price

2. Real Estate Commission 3. Real Estate Administration Fee

4. Payoff existing Mortgage (s)

5. Process & Record Satisfaction of Mortgage

6. Courier Fee (if applicable)

7. Taxes Prorated to date of Closing

8. Home Warranty   (if applicable)

9. Search I Abstract, City Lien I Tax Search

10. HOA Estoppels Fee

11. Closing fee

BUYERS EXPENSE

1. Recording Deed

2. HOA dues and transfer fee (if applicable)

3. Condo approvalfee and dues (if applicable)

4. Survey (Buyer's Option)

5. Closing fee, Exam fee

**6. Owner's Title Insurance policy (promulgated rate)

7. Real Estate Administrative fee

 
     

ITEMS REQUIRED AT CLOSING

* IMPORTANT NOTICES *

 

1. Photo ID. such as Drivers License, passport or government LD.

2. Cashier's or Certified check.

3. Additional documents required by Lender (if any).

4. Original Homeowner's Insurance with paid receipt.

5. Original Condo approval.

Any of these charges may vary due to lender and/or con­tract requirements. These lists are only designed as guides and should not be relied on solely; buyers should contact their lender for a "Good Faith Estimate" of closing costs, and both parties should review their contract for special agreements.

* If the Buyer obtains a VA or FHA mortgage the Dept. of HUD and VA require the seller to pay certain of the buyers costs. Please refer to the "Good Faith Estimate" from the lender.

** In Palm Beach County owners title policy is paid by seller.

 

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