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Ready On Notice Consulting Services
DBA:
Prestigious Homes
Realty
1251 SW 19th St
Boca Raton, FL
phone
1-888-550-6894
561-392-2450
fax
561-392-0557
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CONVENTIONAL MORTGAGE
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SELLERS EXPENSES
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1. Doc stamps on Deed $7.00 per $1,000.00 based on sale
price |
2. Real Estate Commission |
3. Real Estate Administration Fee |
4. Payoff Existing Mortgage (s) |
5. Process & Record |
Satisfaction of Mortgage |
6. Courier Fee (if applicable) |
7. Taxes Prorated to date of Closing |
8. Closing Fee |
9. Search I Abstract, City Lien I Tax Search |
10. HOA Estoppels Fee |
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BUYERS EXPENSES
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1. Recording Deed and Mortgage
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2. Doc Stamp on Mortgage |
$3.50
per $1000 based on mortgage amount |
3.
Intangible tax on Mortgage $2.00 per $1000 based on mortgage amount |
**4.
Owner's Title Insurance policy (promulgated rate) |
5.
Simultaneous issue fee for Mortgagee policy |
6.
Endorsements to policy (as applicable) |
7.
HOA dues and transfer fee (if applicable) |
8.
Condo approval fee and dues (if applicable) |
9.
Survey |
10.
Courier fees |
11.
Closing fee, Exam fee |
12.
Real Estate Administrative fee |
13.
Lender Fees (See Good Faith Estimate) |
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VA AND FHA MORTGAGE
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SELLERS EXPENSES
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1.
Doc stamps on Deed $7.00 per $1,000.00 based on sale price |
2.
Real Estate Commission |
3.
Real Estate Administration Fee |
4.
Payoff Existing Mortgage (s) |
5.
Process & Record Satisfaction of Mortgage |
6.
Courier Fee (if applicable) |
7.
Taxes Prorated to date of Closing |
8.
Inspections required" by FHA/VA or contract* |
9.
Closing Fee |
10.
Loan discounts points* |
11.
Tax service* |
12.
Underwriting fee* |
13.
Assignment of Mortgage (if applicable) * |
14.
Termite inspection (VA only*) |
15.
Home warranty (if applicable) |
16.
Search I Abstract, City Lien I Tax Search |
17.
Settlement fee, Exam fee |
18.
HOAEstoppels Fee |
19.
Closing fee |
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BUYERS EXPENSE
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1.
Recording Deed and Mortgage Doc |
2.
Stamp on Mortgage $3.50 per $1000 based on mortgage amount |
3.
Intangible tax on Mortgage $2.00 $1000 based on mortgage amount |
4.
Closing fee, Exam fee |
**5.
Owner's Title Insurance policy (promulgated rate) |
6.
Simultaneous issue fee for Mortgagee policy |
7.
Endorsements to lender's policy (as applicable) |
8.
HOA dues and transfer fee (if applicable) |
9.
Condo approval fee and dues (if applicable) |
10.
Survey |
11.
Lender Fees (See Good Faith Estimate) |
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MORTGAGE ASSUMPTION
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SELLER
EXPENSES |
1.
Doc stamps on Deed $7.00 per $1,000.00 based on sale price
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2.
Real Estate Commission
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3.
Real Estate Administration fee
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4.
Payoff Existing 2nd or subsequent Mortgage (s) (if applicable)
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5.
Process & Record Satisfaction (if applicable) of 2nd Mortgage
(if applicable) |
6.
Courier Fee (if applicable) |
7.
Taxes Prorated to date of owner's/Flood Insurance Closing (if required) |
8.
Current principal balance of loan being assumed
ment if due within 10 days |
9.
Interest prorated through date of closing of closing
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10.
Past due mortgage payment (s) |
11.
Home warranty (if applicable) search |
12.
Search/Abstract, City lien/Tax |
13.
HOA estoppel fee |
14.
Closing Fee |
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BUYER EXPENSES
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1.
Recording Deed and Mortgage |
2.
Doc Stamp on Mortgage $3.50 per $1000 based on mortgage amount |
3.
Closing fee, Exam fee |
4.
HOA dues and transfer fee(if applicable) |
5.
Condo approval fee and dues |
6.
Survey |
7.
Termite Inspection |
8.
First year premium for Home owner's flood insurance if required. |
9.
First monthly mortgage payment if due within 10 days of closing. |
10.
Existing Escrow Balance |
11.
Transfer fee |
12.
Real Estate Administrative fee |
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CASH TRANSACTIONS
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SELLERS EXPENSES
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1.
Doc stamps on Deed $7.00 per $1,000.00 based on sale price |
2.
Real Estate Commission 3. Real Estate Administration Fee |
4.
Payoff existing Mortgage (s) |
5.
Process & Record Satisfaction of Mortgage |
6.
Courier Fee (if applicable) |
7.
Taxes Prorated to date of Closing |
8.
Home Warranty (if applicable) |
9.
Search I Abstract, City Lien I Tax Search |
10.
HOA Estoppels Fee |
11.
Closing fee |
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BUYERS EXPENSE
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1.
Recording Deed |
2.
HOA dues and transfer fee (if applicable) |
3.
Condo approvalfee and dues (if applicable) |
4.
Survey (Buyer's Option) |
5.
Closing fee, Exam fee |
**6.
Owner's Title Insurance policy (promulgated rate) |
7.
Real Estate Administrative fee |
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ITEMS REQUIRED AT CLOSING
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* IMPORTANT
NOTICES * |
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1.
Photo ID. such as Drivers License, passport or government
LD. |
2.
Cashier's or Certified check. |
3.
Additional documents required by Lender (if any). |
4.
Original Homeowner's Insurance with paid receipt. |
5.
Original Condo approval. |
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Any of these charges may vary due to
lender and/or contract requirements. These lists are only
designed as guides and should not be relied on solely; buyers
should contact their lender for a "Good Faith Estimate"
of closing costs, and both parties should review their contract
for special agreements.
* If the Buyer obtains a VA or FHA mortgage the Dept. of HUD and VA
require the seller to pay certain of the buyers costs. Please
refer to the "Good Faith Estimate" from the lender.
**
In Palm Beach County owners title policy is paid by seller. |
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2002 Prestigious Homes Realty. All Right Reserved. |
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